A: MyCreditCounselor.org helps you establish an affordable monthly payment plan by negotiating directly with your creditors. We can often lower interest rates, re-age past due accounts and stop late payments. 

Q: How many bills will I pay each month?

A: You pay just one bill for all of your unsecured creditors. This one payment is conveniently made to MyCreditCounselor.org and then we disperse this money to your creditors through a regulated trust account.

Q: How many creditors can I include?

Because MyCreditCounselor.org maintains such a fast, efficient and friendly service, there is no limit placed on how many creditors you can include. We'll take all of your unsecured accounts.

Q: How do I start?

A: You can start immediately by filling out our fax, online or telephone application.

Q: Will my creditors ever stop calling and harassing me?

It usually takes about 2-3 months for your creditors to update their records and realize you are a client of MyCreditCounselor.org. In the meantime, if a creditor calls you, you have the right to tell them not to call you under the Fair Debt Collection Act and tell them to call us.

Have you seen an example of our estimated savings?